Frequently asked questions

We're a private funding advisory. We don't lend our own money — we structure your case and place it with the right private funder, NBFC, or investor in our network, for growth capital, project funding, or stressed-asset situations.

Banks lend against policy; we structure around your situation. Unlike a broker who shops your file around, we work a small number of cases at a time and stay involved through structuring, negotiation, and closing.

Our sweet spot is ₹1 crore and above, with no fixed ceiling — we've structured deals from ₹1 crore of unsecured working capital to ₹40 crore of project funding.

That's often exactly when we're most useful. A bank rejection usually reflects policy limits, not the absence of a viable business — private capital can look past that if the fundamentals hold up.

Any account that's slipped into SMA or NPA classification, or is heading there — missed EMIs, a restructuring gone wrong, or a lender that's stopped engaging. We assess the underlying business, not just the classification.

A One-Time Settlement closes out your existing bank liability for a negotiated lump sum, usually below the outstanding book value. We negotiate the settlement and arrange the fresh capital to fund it, in parallel.

Time matters most here. If a SARFAESI notice or auction date has been issued, contact us immediately — the earlier we're in, the more room there is to negotiate a settlement or bring in capital before the timeline closes.

No. We arrange secured, unsecured, and hybrid structures. Which one fits depends on your cash flows, existing charges, and the funder — not a fixed rule.

All of them. We're industry-agnostic by design — manufacturing, retail, real estate, healthcare, hospitality, trading, and more. The financials are the brief, not the sector.

A confidential consult happens within 48 hours, and financial review within a week. Most cases close in 2–4 weeks after that, though urgent stressed-asset situations can move faster.

To start, we typically need recent bank statements, financial statements, existing loan or restructuring documents, and — for stressed cases — any notices you've received. We'll tell you exactly what's needed after the first call.

Yes. Every conversation, and every case we place, is handled in strict confidence — with lenders, investors, and staff alike. Discretion is part of the service, not an add-on.

The confidential consultation and financial review cost nothing. Our advisory fee is a success-based percentage of the capital arranged, agreed upfront before we engage our network on your behalf.

Growth capital funds an existing, revenue-generating business — inventory, expansion, working capital. Project funding backs a specific new build or venture, structured against its own projections and milestones.

Both, and hybrids of the two. Where a pure debt structure doesn't fit — an early-stage project, for instance — we've placed term-plus-equity deals that protect your ownership while still closing the funding gap.